The Habit of Saving

The value that I've got from my mother of being saver was fully practiced when I was in college. I have to leave our rural place and stay in the city for my college studies and went home only during week ends. That was during my first two years in college. Every Sunday I have to go back again to the city as to be on time for the following day schedule of classes. My budget allowance is good also for one week . With that allowance, I learned to budget for fare, food, snacks, and school projects. And if I want to buy something or go  somewhere , I have to save the surplus money of my previous week budget. This was my  simple financial management at that time, which was based on practicability.

After two years, my weekly visit was changed int a monthly home visit to our place. For it was the demand and nature of our catechetical formation. Changes was  not only on home visit but also in allowance or budget. My parents changed my weekly allowance into  semestral. They give me the budget for the whole semester. For the fear that the money will  be lost I decided to deposit it in the bank. I chose a good bank which also accessible for me to go. I don't know at that time  what is inside in a bank. What I am sure of , bank is a place of money. So I went. I was so reluctant to get inside the bank for it was my first time to step in a bank. Oh, it's a cool place where many people waiting to be called by their name . And I asked the guard where to go to open an account and the guard told me to go to new account section. Then, the approachable lady facilitated my first deposit at BPI Family Bank. It was  first savings account. It feels good to put something in the bank.  Every month I visited the bank to withdraw for my monthly allowance. Every beginning of semester, again I go to the bank to deposit for semestral budget with additional amount from the savings of my monthly budget. I learned the habit of saving and value it up to this time.

PS. It is good to develop the habit of saving for it becomes a value  
      later on where we can motivate us to make money in a fight way
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