service and money: What more?

service and money: What more?:   Subscribe in a reader  In my two and half months after I signed  up at Just Been Paid Program and invested an amount of $100 dollars goo...

How Do I Manage My Finances

It is said that there are three types of person when it comes to financial management. The First Type is the one that the moment he has the money and even the money  is not  yet in his/her  hand a long lists of items are already prepared for exchange of his / her hard earned money. The Second Type  is characterized as passionate d saver. The moment he has the money directly go to bank and even for get to pass by the market or grocery store. Here comes the Third Type, the one who save and once he has the saving he appropriate amount of Investment. This person is an enterprising. He let the money works for himself. Wow how nice! I have not been there. For many, including myself, it is scary.

I started small amount but consistent. I believe in the power of Peso. The peso I save today has something to do for the future need of mine and the needy ones. I learned the beauty of paying oneself. Twenty percent of my earnings a month will go to savings and the rest percentage will go to expenditures. For many years I been doing this but there's more beautiful than this manner of saving. The first 20% gradually is No longer First but I change into 10% not a saving, not investment I try at the beginning  a 10% Tithing. Yes it is not easy. For many times I could not make it perfect, yet I continue. It's amazing using this formula;  
I-10%=BALANCE - 20% =EXPENSES

10% of my income goes to tithing/charity
20% goes to saving
Balance = Expenses

P. S.  The first 20% gradually is No longer First but I change into  10% not a saving, not investment I try at the beginning  a 10% 
         Tithing
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Keep on

The financial freedom that I have experienced motivated me to go on earning more . This motivation is not for self glorification but become more of help to others. Keep on dreaming that we can be help to others who also dreamed to become financially free.

With the use of internet I learned to explore the digital world where many opportunities to earn is big possibility. Making money ion line, blogging,typing job, affiliate business and many more. one of the good venue that found is mylot wherein
you will be inter-acting people through a healthy discussion, and even m a discussion of your own. What is interesting here is that you will also earning a lot. Visit and try http://www.mylot.com/floiecometa/21256'

Mutual Funds

With my passion of saving I gradually developed to find ways to have more than one stream of wealth building. Aside from putting some amount in savings account then move to time deposit or special account Lately, I learn to invest in mutual funds and let your hard earned savings grow. I was touched by the life of simple missionary and now world known preacher Bo Sanchez to develop streams of income to build ones wealth. This idea is anchored with the vision of helping and serving God through our wealth. We can love more and help more with our wealth . I started with Sun Life, open new door to Optima and Philam. I believe every amount we save today it will return to us in the future. SAVE AND INVEST IN ORDER TO GROW FINANCIALLY.

PS. The amount we save today will return to us in the future.
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The Art of Saving

Eleven years ago I gave a bonus to myself of having a long trip. Long because it counts number of hours to reach SFO airport from Ninoy Aquino International Airport, Manila Philippines. A lowly teacher gave bonus to her self?  Why  not? It was made possible because of my passion to save. Every time I received my bonus and thirteen month pay I will directly go to the bank and add my TD account and from that Time Deposit Account I will withdraw certain amount to buy and exchange it to dollar. By that process I started to open  a dollar account. And after 18 years of working, I gave a bonus to myself to go for vacation and see the beauty of the United States of America. It  was realized without the pain of debt because of the Art of Saving. I fully  savored the beauty of Golden Gate because I was not worried of a debt to be paid after the vacation. It was out of habit and courage to save. 

Today I still continue saving not to travel the whole world but that I would live a graceful aging years and live a life with a sense of meaning as we continue to serve more for money can be of help to others and become a means of service. service and money

At 56

I just turn 56  this month of  May . As I woke early in the morning I greet my own self of saying I am ablest because of the goodness and love of God . He bless me with these number of years. My birthday celebrations were blissful in the sense that I always celebrate a birthday for 2 days, By tradition my family told me since childhood that I was born on May 23 and my birth certificate tells me that I was born May 24. To give credit of these 2, I am now making 2 days celebrations without spending much. What is important that observed novena to the Holy Spirit and offer Holy Mass in honor to the Holy Spirit. Friends and family were blessings to me also on these two day celebration for they were there and made my birthday significant.  

My inspiration of living through  the years is to live life in gratitude and hope.